Stay At Home Marketer Terms and Conditions

Effective Date: May 3, 2026

These Terms and Conditions ("Terms") govern your purchase and use of the Stay At Home Marketer course and related materials offered by Content With Tony, LLC ("Provider," "we," "us," or "our"). By purchasing the Program, you ("Student," "you," or "your") agree to these Terms. If you do not agree, do not purchase the Program.

1. Definitions

  • "Provider" means Content With Tony, LLC, a California limited liability company, with primary contact email tony@contentwithtony.com.
  • "Student" means the individual purchasing the Program. Each Student account is for a single individual; sharing of access credentials is prohibited.
  • "Program" means the Stay At Home Marketer course, including all video lessons, written materials, deliverables, templates, and access to the program platform.
  • "Purchase Date" means the date and time at which Student's payment is successfully processed by Provider's payment processor.

2. Eligibility and Acceptance

You must be at least 18 years of age and legally able to enter into a binding contract to purchase the Program. By purchasing, you represent that you meet these requirements. By completing the purchase, you agree to be bound by these Terms, the Provider's Privacy Policy (incorporated by reference), and any community guidelines applicable to spaces you access through the Program.

3. Program Access

Provider will grant Student access to the Program immediately upon successful payment processing. Access is delivered via login credentials emailed to the address Student provides at checkout. Lifetime access means access for as long as Provider continues to operate the Program in its present form. Provider reserves the right to migrate, update, or discontinue the Program at any time, and will use reasonable efforts to provide Students with continued access to materials they have already purchased.

4. Fees, Payment, and Payment Plans

Pricing. The Program is offered at the price stated on the checkout page at the time of purchase. Provider may change pricing for future purchases at any time without notice; price changes do not apply to prior purchases.

Payment in full. If Student selects pay-in-full, the entire fee is charged immediately upon registration.

Payment plans. If Student selects a payment plan, the first installment is charged immediately upon registration. Subsequent installments are charged automatically on the same calendar day of each month for the duration of the plan. 

Failed payments. If a recurring payment fails, Provider will retry the charge after three (3) calendar days. If the second attempt also fails, Student is in default; the entire remaining balance becomes immediately due, and Provider may suspend Program access until payment is resolved. After fifteen (15) days of continued default, Provider may forward the outstanding balance to a third-party collection agency. Student remains liable for all collection costs and reasonable attorneys' fees.

Authorization. By purchasing, Student authorizes Provider and its payment processor to charge the credit or debit card provided for the full amount due, including all installments under any selected payment plan.

5. Refund Policy

7-Day Money-Back Guarantee. Provider offers a 7-day money-back guarantee. Student may request a full refund within seven (7) calendar days of the Purchase Date by emailing tony@contentwithtony.com. No reason is required. Refunds are processed within ten (10) business days of the request and are returned to the original payment method.

After 7 days. After the 7-day window has expired, all sales are final and no refunds will be issued.

Effect of refund. Upon refund, Student's access to the Program will be revoked. Continued use of the Program after a refund is unauthorized.

6. Chargebacks and Payment Disputes

Student agrees to contact Provider at tony@contentwithtony.com to seek resolution before initiating any chargeback or payment dispute with their financial institution. If Student initiates a chargeback or payment dispute without first contacting Provider and exhausting the refund procedures in Section 5, Provider reserves the right to (a) immediately terminate Student's access to the Program, (b) submit these Terms and the Student's purchase record to the financial institution and card network as evidence of the agreed-upon refund procedure, and (c) pursue collection of any successfully reversed charges, including reasonable costs of collection. This section does not waive any rights Student may have under applicable law.

7. No Guarantee of Results — Earnings Disclaimer

The Program is an educational product. It teaches digital marketing skills. It is not a business opportunity, franchise, multi-level marketing program, or guaranteed-income scheme. Provider makes no guarantees of income, business success, or specific outcomes.

Specific dollar figures and timelines referenced in Provider's marketing materials (including but not limited to "$300–$1,000+/month," "30–60 days to first paid client," and "90–120 days for audience income") reflect ranges some students have reported. They are not what every student earns. Many students earn less. Some students earn nothing if they do not apply the work. Student's results will depend on Student's effort, time invested, prior experience, market conditions, the path chosen, and factors outside Provider's control.

Implementation of the information, techniques, and tools provided in the Program is the Student's sole responsibility.

8. Course Materials and Intellectual Property

All materials, content, trademarks, copyrights, and other intellectual property in or related to the Program are the exclusive property of Provider. Student is granted a limited, non-exclusive, non-transferable, revocable license to access and use the Program for Student's personal educational use only.

Student may not (a) reproduce, distribute, sell, or sublicense any Program materials; (b) use Program materials to train or coach other individuals for compensation without Provider's prior written consent; (c) post Program materials publicly online or on file-sharing platforms; or (d) create derivative works based on Program materials without prior written consent. Authorized affiliate-program participants may promote the Program in accordance with the separate Affiliate Program Terms and Conditions.

9. Marketing, Testimonials, and Likeness

Provider may use testimonials, written reviews, photos, voice memos, or videos that Student voluntarily provides to Provider for the purpose of promoting the Program, only with Student's prior affirmative consent, indicated by Student's checkbox at checkout, by signed release, or by Student's voluntary submission of such material with reasonable understanding it will be used promotionally. Student may revoke consent at any time by emailing tony@contentwithtony.com; revocation will apply to future use only and does not require Provider to remove materials already in published advertising.

Provider will not use Student's name, image, or testimonial in advertising materials without consent obtained as described above.

10. Student Privacy

Provider's collection, storage, and use of Student personal information is governed by Provider's Privacy Policy, available at [PRIVACY_POLICY_URL] and incorporated herein by reference. Provider does not sell or rent Student personal information to outside parties. Provider may share Student information with authorized contractors and coaches assisting in Program delivery, payment processors, and email service providers, in each case subject to confidentiality obligations.

11. Community Conduct

If Student is granted access to a community space (such as a Skool or comparable community) as part of the Program, Student agrees to (a) treat all members and Provider staff with respect, (b) refrain from harassment, discrimination, hate speech, or unlawful conduct, (c) not solicit other members for unrelated business or financial schemes, and (d) comply with the community's posted guidelines. Provider may suspend or terminate Student's community access for violations, with no refund eligibility outside the Section 5 window.

12. As-Is Disclaimer

The Program is provided "AS IS" and "AS AVAILABLE." To the maximum extent permitted by law, Provider disclaims all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Provider does not warrant that the Program will be error-free, uninterrupted, or that it will produce specific results for Student.

13. Limitation of Liability

To the maximum extent permitted by law, Provider's total cumulative liability to Student arising from or related to these Terms or the Program shall not exceed the amount actually paid by Student to Provider for the Program. In no event shall Provider be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to lost profits, lost income, lost data, or business interruption, regardless of the legal theory and even if Provider has been advised of the possibility of such damages.

14. Indemnification

Student agrees to defend, indemnify, and hold harmless Provider, its officers, members, contractors, and affiliates from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to (a) Student's misuse of the Program or its materials, (b) Student's breach of these Terms, (c) Student's violation of any law in connection with the Program, or (d) Student's infringement of any third-party right. This section survives termination of these Terms.

15. Dispute Resolution — Arbitration and Class Action Waiver

Informal resolution. Before initiating any formal dispute, Student agrees to attempt to resolve the dispute by emailing tony@contentwithtony.com and allowing Provider thirty (30) days to respond and resolve.

Binding arbitration. Any dispute, claim, or controversy arising from or related to these Terms or the Program that is not resolved informally shall be resolved by final and binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. The arbitration shall take place in Orange County, California, or by video conference at Student's election. Judgment on the award may be entered in any court of competent jurisdiction.

Class action waiver. Student and Provider each agree that any arbitration or proceeding shall be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, Student and Provider each waive any right to a jury trial.

Exception for small claims and injunctive relief. Either party may bring an individual claim in small claims court if it qualifies. Either party may seek injunctive relief in court to protect intellectual property rights pending arbitration.

Opt-out. Student may opt out of this arbitration provision by emailing tony@contentwithtony.com within thirty (30) days of the Purchase Date with a clear statement of opt-out. Opting out does not affect any other provision of these Terms.

16. Governing Law and Venue

These Terms are governed by the laws of the State of California, without reference to conflict-of-laws principles. Subject to Section 15, the state and federal courts located in Orange County, California shall have exclusive jurisdiction over any matter not subject to arbitration. Each party consents to personal jurisdiction in those courts.

17. Notices

Notices to Provider must be sent to tony@contentwithtony.com or to Provider's address of record on file with the California Secretary of State. Notices to Student will be sent to the email address Student provided at registration. Email notices are deemed received on the date sent. Mailed notices, if used, are deemed received three (3) business days after first-class mailing within the United States or seven (7) business days for international mail.

18. Modifications

Provider may update these Terms from time to time. Material changes will be communicated to Students by email or by posting an updated version with a new Effective Date. Continued use of the Program after the new Effective Date constitutes acceptance. If Student does not agree to a material change, Student may discontinue use of the Program; this does not entitle Student to a refund except as provided in Section 5.

19. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. The unenforceable provision shall be interpreted, to the extent possible, to give effect to its original intent within the limits of applicable law.

20. Entire Agreement

These Terms, together with the Privacy Policy and any community guidelines incorporated by reference, constitute the entire agreement between Student and Provider regarding the Program. They supersede any prior or contemporaneous agreements, communications, or representations.

21. Waiver

Provider's failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other. No waiver is effective unless made in writing and signed by Provider.

22. Binding Effect

These Terms bind and benefit the parties and their respective heirs, successors, and permitted assigns. Student may not assign these Terms without Provider's prior written consent.

23. Construction

Section headings are for convenience only. The use of any gendered terms or singular forms includes all genders and the plural where context permits.

Acknowledgment

By completing the purchase of the Program, Student acknowledges having read and agreed to these Terms.

Content With Tony, LLC
27068 La Paz #331
Aliso Videjo, CA 93656
tony@contentwithtony.com